Eligibility

1. These terms and conditions include all instructions of how to take part in the FINANCIAL TIMES TEMASEK CHALLENGE the ‘Competition’. By entering into the Competition, Participants agree to these terms and conditions and acknowledge that failure to comply with them may result in disqualification. No purchase is necessary to enter.
2. The Competition is open to 17-24 year olds resident in Singapore only. Directors, employees and immediate family members of employees of The Financial Times Limited (“FT”) its associated companies and agencies are not eligible to take part in the Competition.
3. The Competition shall be void where prohibited by local laws or regulations, including where in FT’s reasonable opinion we cannot accept an entry or provide a prize due to sanctions laws or banking restrictions. It is the responsibility of entrants to ensure that they are able to participate in the Competition in compliance with local laws and regulations. To the fullest extent permitted by law, FT is not liable where an entrant has breached local laws and/or regulations in connection with the Competition.

Entries and Prizes

4. The Competition commences on July 13, 2024 at 00:00 GMT and closes on October 19, 2024 at 23:00 GMT.
5. To enter the Competition, participants need to register at www.temasekftchallenge.sg Entry will require internet access. Only one entry per person is permitted. The first 20 eligible participants to accurately complete a module (5 modules in total) of the FT Quiz and post a correctly tagged image on Instagram, Facebook or Twitter will be eligible for a 50 SGB Grab gift voucher (subject to further terms and conditions, see section 9 below). The 100 winners will be contacted directly and the gift voucher will be sent via email. FT is not responsible for late or incomplete entries, or for entries not received. There is no fee payable to enter.
6. Up to 75 participants will be invited to the finalist event, scheduled to take place on October 19th, 2024, and will be judged by a panel of judges. The final event will be a 1 day physical event in Singapore (the “Event”). At the Event, teams of 6, selected by FT will compete for a cash prize by designing a “Master Your Money” campaign to promote personal finance education across the same demographic in Singapore. The Event will include masterclasses and custom workshops delivered by specialists and leading professionals. The names of the judging panel will be made available on request. The judging panel (consisting of 5-6 judges) will judge all valid entries submitted against the following criteria to select 6 winners: Creativity, Practicality, Investment risk & return. Reach & Impact and Presentation Skills.
7. The 6 winners of the final Event (the ‘Finalists’) shall receive 5K SGD each and the opportunity to participate in a workshop at Temasek.
8. Travel to and from the main Event and any other costs incurred in connection with any of the Prizes are not included and are the responsibility of the winners/ Finalists.
9. Use of the Grab gift voucher would also be subject to their own terms and conditions.
10. The result of the Competition is final and no correspondence will be entered into. The prizes are non-transferable, non-refundable and any non-cash elements of the prize have no cash value if not used.
11. The Finalists will be notified on 19th October 2024 in person at the physical Event in Singapore and by email. FT will provide details of how to claim the prize. The Finalists will receive the prize within 15 days of the closing date of the Competition. If the prize is declined or unclaimed by the Finalists, or if the Finalists cannot be contacted from the details supplied within 7 business days of notification, a replacement winner may be chosen at the FT’s discretion and will be notified by the FT. The original entry that was chosen will then be forfeited. The Finalists are responsible for confirming valid delivery details. FT will not be liable for any failure, delay or inability to contact the Finalists.
12. The surname of the winners will be available from 20th October 2024 upon receipt by the Financial Times of a self-addressed envelope at the following address: The Financial Times, The Financial Times Ltd, Bracken House, 1 Friday Street, London EC4M 9BT / published by the FT on [FT.com], unless the winners notified FT at the time of entry it objected to such information being made available.
13. Winners may be required to complete and return an eligibility form stating their age and residency details.

General

14. FT reserves the right to cancel, suspend or amend the Competition, or any part of it (including these Terms and Conditions) or change the Prize (to one of equivalent or greater value) as required by the circumstances in FT’s sole discretion. FT reserves the right, in its sole discretion, to disqualify any individual who has not complied with the letter or the spirit of these Terms and Conditions. Any failure by FT to enforce any provision in these Terms and Conditions shall not constitute a waiver of that provision.
15. FT cannot accept responsibility for or liability arising from entrants taking part in the Competition or for taking up the Prize. FT gives no warranty or guarantee in relation to the Prize and accepts no responsibility or liability for the Prize being amended by FT. To the fullest extent permitted by law, FT excludes liability for all loss, damage or claim arising as a result of the Participant’s entry into the Competition or use of the Prize (save in the case of death or personal injury caused by the negligence of FT).
16. Any personal data which may be submitted in an entry will be processed by FT in accordance with any applicable data protection legislation and the FT Privacy Policy, available at: http://help.ft.com/legal/financial-times-privacy-policy. As set out in the FT Privacy Policy, we may share your personal data with our service providers including, for example, with any third party supplier of the Prize.
17. Unless agreed otherwise, entrants retain ownership over their entry to the Competition. By submitting an entry, entrants grant FT a worldwide, non-exclusive, sub-licensable, irrevocable and royalty-free license to use, display, publish, transmit, copy and edit the entry, in whole or in part, in any way and in any media, whether now known or invented in the future. Entrants warrant that their entry does not breach any applicable laws or regulations or infringe any third intellectual property or privacy rights, and is not in any way libelous, defamatory, obscene, indecent, harassing or threatening.
18. By entering the Competition, entrants agree to hold FT harmless for liability, damages or claims for injury or loss to any person or property, relating to, directly or indirectly, participation in this Competition, or claims based on publicity rights, third party intellectual property rights, defamation or invasion of privacy. This indemnification obligation will survive the termination of any relationship between the entrant with FT and the entrant’s participation in this Competition.
19. These terms and conditions shall be governed by and construed in accordance with English law. Disputes arising in connection with this Competition shall be subject to the exclusive jurisdiction of the English courts.
20. The promoter is The Financial Times Ltd, Bracken House, 1 Friday Street, London EC4M 9BT.